Dread Disease Cover

This benefit pays out a lump-sum to a member in the event that an employee suffers from a severe illness. A severe illness is an illness that affects a person’s lifestyle in such a way that their ability to function normally is altered. The benefit is a pre-determined multiple of employee’s annual salary. Due to severe illness, employee could be faced with hefty medical costs and Dread Disease Cover enables employees to pay for such costs.

Income Continuation Benefit

Through ICB, employees are given an assurance that their income is protected in the event of disability.

Credit Life Benefit

we provide peace of mind that their loved ones will not have to bear the burden of paying any debt they may have.

Capital Disability Benefit

Capital Disability Benefit is a benefit that pays out a lump-sum in the event that your employee becomes disabled to a level that he/she is not able to continue with his work duties.