Dread Disease Cover

Dread Disease Cover

This benefit pays out a lump-sum to a member in the event that an employee suffers from a severe illness. A severe illness is an illness that affects a person’s lifestyle in such a way that their ability to function normally is altered. The benefit is a pre-determined multiple of employee’s annual salary. Due to severe illness, employee could be faced with hefty medical costs and Dread Disease Cover enables employees to pay for such costs.

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Capital Disability Benefit

Capital Disability Benefit is a benefit that pays out a lump-sum in the event that your employee becomes disabled to a level that he/she is not able to continue with his work duties.