Unit Trust Risk Calculator

Unit Trust Risk Profile Calculator

The Metropolitan Lesotho Asset Managers (Pty) Ltd (“MLAM”) Unit Trust Risk Profile Calculator helps prospective and existing investors identify their investment risk profile and select investment solutions aligned with their financial goals, investment horizon, and risk tolerance.

The questionnaire covers your personal circumstances, financial position, investment objectives, experience, and attitude toward risk. Please select the response that best reflects your situation.

1. How old are you? *

Your age affects how much investment risk is appropriate for your time horizon.

2. How long are you able to leave the money invested? *

Your investment time horizon.

3. How stable is your income? *

Your income stability.

4. Do you have any savings for emergencies? *

How many months of expenses you have set aside.

5. Have you saved or invested before? *

Your prior experience with saving or investing.

6. If your money goes down in value, what would you do? *

Your likely reaction to a 20% market drop.

7. How would you feel if your investment dropped by 10%? *

For example, M100 becoming M90.

8. What is your main goal with the money? *

Your primary investment objective.

Disclaimer

The MLAM Unit Trust Risk Profile Calculator is designed to provide a general indication of your investment risk profile based on the information you provide. The results are intended as a guide only and do not constitute investment advice, a recommendation, or a guarantee of investment performance.

The assessment does not consider all aspects of your financial circumstances, such as income, assets, liabilities, tax considerations, liquidity needs, or other factors that may affect investment suitability. Investors are encouraged to consult an authorised financial adviser or MLAM representative before making any investment decisions.

All investments carry risk. The value of investments and any related income may rise or fall, and you may receive less than the amount originally invested. Past performance is not a reliable indicator of future results.

While MLAM takes reasonable care in maintaining this calculator, no warranty is provided regarding its accuracy, completeness, or suitability for every investor. MLAM accepts no liability for any loss arising solely from reliance on the questionnaire results.

By completing this assessment, you acknowledge that you have read and understood this disclaimer and that the results form only one part of the investment suitability and advice process.

Total Score	—
Base Risk Level	—
Age Adjustment	—
Final Risk Score	—

Risk Profile	—

Recommended Allocation	—