Corporate Business Solutions

Rainmaker

• A defined contribution retirement fund where employers can help their employees to make adequate provision for their retirement through a Pension or Provident fund.
• Employers can also obtain insurance cover that will support them and their families in the event of disablement or death.
• Employers can choose to add additional benefits to the basic retirement package such as Income Continuation Benefit (ICB) and dread disease cover.

Selibeng Health Solutions

• An insurance funding vehicle to assist companies in allowing their staff to access testing, health monitoring, counselling, nutritional advice and the appropriate treatment when they need it, including clinical management of the disease and anti-retroviral therapy.
• A voluntary counselling and testing campaign that includes HIV and AIDS policy development and education.
• A mechanism whereby a company can insure their HIV risk and share that risk with the insurer. It allows a company to keep their workforce healthy, productive and at work and therefore it reduces mortality in the workforce.
• By reducing mortality, it allows for a decrease in the cost of Group Life Assurance. This decrease in the cost of GLA should cover the cost of implementing a HIV and AIDS management programme that includes anti-retroviral treatment.

Credit Life

• This is a life cover that provides for the repayment of the outstanding balance of the credit facility, if the insured event occurs.
• Credit life covers all types of credits including Mortgage and personal loans and overdraft and credit card facilities for events such as death, permanent and temporary disability and dread disease/illness.
• The lending institution is protected against default risk due to death and disability and can provide a one stop shop for financial services for clients.